In Georgia, account holders are required to inform the bank of a post-dated check prior to the bank receiving it in order to not be held liable for the check being cashed early.
If an account holder gives vocal notice, the notice is valid for 15 days.
So the only way to ensure that a post dated check you may present to someone else will clear once it arrives at the bank it was drawn on, s not to write it unless you can over the full amount.And to ensure a check you deposit will not get returned, you must not deposit it until the date written on its face is current or has recently passed.The New York Daily News notes that a bank can cash a post-dated check on the date it is received, unless proper notification is given by the account holder.As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted the bank.If a bank has a policy of NOT accepting post-dated checks before the post-date, and the recipient tries to cash the check at a teller, the teller can easily say no. The reader can't always read all handwriting, and I would imagine it would be bad UX to refuse the check because it couldn't read the date.
This is known as a post-dated cheque and it cannot be paid until that date arrives.' While this is a sound interpretation of Australian Commonwealth law, for insurance reasons the bank protects itself from possible attack with the condition (2014: Section 1.7.1 'Using your cheques '): 'You authorise us to pay a post-dated cheque (one which is dated with a date in the future) drawn on your account and presented for payment at any time before the date of the cheque arrives.' In Brazil, the drawer may seek damages in Justice if their cheque is cashed in before its due date, according to the jurisprudential orientation of the Superior Court of Justice, as per Summary No. Under the clearing rules of the Canadian Payments Association, a post-dated cheque cannot be cashed prior to the date written on it.