Most of you have received an email from a member of a Nigerian family with wealth.
To avoid this scam, ignore it and delete the email.It's more lucrative to apply the fee to your credit balance and potentially collect interest on it! As for incredible pre-approved loans for half-a-million dollar homes: Use your common sense.These people do not know you or your credit situation, yet they are willing to offer massive credit limits? Sadly, far too many victims are pressured by financial problems and are susceptible to this con.Avoid this scam by ignoring it and deleting the email.If you are thinking about applying for a “pre-approved” loan or a credit card that charges an upfront fee, ask yourself: “Why would a bank do that?
The emails frighten or entice you into clicking on a link that delivers you to the phony web page, where you can enter your ID and password. Is it sending you to a legitimate domain owned by the institution?